Credit
CREDIT
State
NormalConfidence: High
- Level
- Moderate
- Momentum
- Holding pace
- Reference period
- Q2 2026
- Computed
- Oct 31, 2026, 03:30 PM MSK
Credit is growing moderately, holding its pace. Confidence: high.
What this rests on
as of Q2 2026| Indicator | Role | Value | Read as |
|---|---|---|---|
| Real credit growth | Primary | 3.52% | Moderate · up |
| Credit impulse | Primary | 1.09 pp | Holding pace · up |
| Credit impulse, households | Context | 1.60 pp | aligned · flat |
Block indicators
latest value and its change on the previous readingCorporate loan debt outstanding · primary
September 2026
₽90.1 tn
+₽1.7 tn
Credit impulse · primary
Q2 2026 · calculated
+1.09 pp
+2.04 pp
Real credit growth · primary
August 2026 · calculated
4.05% y/y
-0.43 pp
Household loan debt outstanding · primary
September 2026
₽37.6 tn
+₽213.9 bn
Credit impulse, corporate
Q2 2026 · calculated
-0.51 pp
+1.09 pp
Corporate loan debt, roubles
September 2026
₽81.4 tn
+₽1.0 tn
Credit impulse, households
Q2 2026 · calculated
+1.60 pp
+0.94 pp
Household loan debt, roubles
September 2026
₽37.6 tn
+₽213.1 bn
Household credit growth
September 2026 · calculated
7.17% y/y
-0.36 pp
Mortgage loan debt outstanding
September 2026
₽21.9 tn
+₽151.7 bn